Accidents: no deductible to the insurance compensation if the repair shop is no agreement

Any provision of the insurance policy "fully comprehensive" it (with a deductible) limits compensation to road accident if the car has not been corrected by an agreement with the insurance. To say it is the Justice of the Peace of Pinerolo.

In the present case, the accident had claimed compensation for the accident to your insurance company. The latter, though, a much lower compensation was paid, referring to a clause contained in the policy, in which was inserted a 20% deductible in the event that the insured had done to repair the vehicle at a workshop of his trust and not from the agreement with the insurance.


It is, according to the magistrate on duty, nothing of a clause, which must not be applied, in contrast to the general terms and conditions that require specific guarantees in favor of customers-users. The compensation, then, in these cases, can not be limited and must be paid in full.